JP Car Rentals Insurance Policy Overview Comprehensive Standard Insurance:

• Eligibility: Drivers must be over 25 years old with more than 1 year of driving experience.
• Coverage: Indemnifies the hirer and authorized drivers for damage to the vehicle and third-party property.
• Exclusions: Does not cover damage to glass, windscreen, rims, tyres, and theft.
  Excess Liability:
• Vehicles under $20,000: $5,000 per claim
• Vehicles $20,000 to $50,000: $8,000 per claim
• Vehicles $50,000 to $100,000: $10,000 per claim
• Vehicles over $100,000: $15,000 per claim

Additional Excess:

• Non-NZ Driver’s License: Additional $2,500 excess for all vehicle groups.
• Unauthorized Drivers: Not covered by insurance. Reduce Risk Insurance:
• Daily Charge Options:
  • $50/day: Excess fee of $1,000 per claim for vehicles under $20,000.
  • $80/day: Excess fee of $2,000 per claim for vehicles $20,000 to $50,000.
  • $100/day: Excess fee of $3,500 per claim for vehicles $50,000 to $100,000.
  • $150/day: Excess fee of $5,000 per claim for vehicles over $100,000.

Additional Excess for Reduce Risk Insurance:

• Non-NZ Driver’s License: Additional $2,500 excess for all vehicle groups.
• Unauthorized Drivers: Not covered by insurance.
  Note: Hirers can purchase reduced liability insurance at the time of car pickup or online during the reservation process.